Integrated Benefits Group offers both core and voluntary benefits that fill in the gaps to improve your employees’ personal economy and to help you attract and retain the best people.
While standard medical coverage pays healthcare expenses, a voluntary critical illness plan will replace lost income and pay additional costs. An unexpected hospitalization of an employee or one of their family members can add up to a crippling amount of debt in a short time. During difficult times, critical illness insurance can provide a family with a lump-sum of cash, easing the stress on the employee.
Many households are forced to live from paycheck to paycheck. What would happen if an employee were to experience an extended hospital stay? Chances are, the expense would over-extend their current major medical coverage, leading to potential financial trouble when they need to focus on recovery. A hospital indemnity insurance plan provides supplemental coverage that may be added to other existing health insurance plans. Benefits can be used as emergency funds to pay for co-pays, deductibles, childcare, living expenses and other out-of-pocket expenses not already covered.
Your employees will appreciate the convenience of purchasing home insurance through their place of employment as a voluntary benefit. You can offer a choice of insurance providers with the highest quality of products and services.
Legal plans as a voluntary benefit provides a great resource for a company’s employees. These plans add a sense of security and well-being to members regarding any number of potential stressful circumstances that occur in life. There are many different types of legal coverages offered by a growing number of quality companies.
Offering your employees a voluntary dental health insurance plan shows concern for their families’ overall health and welfare. A dental plan gives them the ability to budget and plan for all of their dental needs and costs throughout the year. Employees without dental coverage plans are unlikely to schedule regular dental care. Dental health can impact the rest of their physical and emotional health. Healthy employees mean less lost work time.
Life insurance is one of the most requested benefits and can help attract new employees with families. Life insurance can be employer-paid or a voluntary benefit. Supplemental is also an option to add to existing life insurance plans.
Companies spend considerable resources and time finding and acclimating new executives to their organizations. Executive-level benefits are expected, so putting a plan together should include many options.
Even with an average to above-average salary, employees often do not feel they can afford to hire a financial planner to map out their financial goals and pathways. Providing a financial planning program as a voluntary benefit for employees can be a valuable way to attract and retain them for years to come.
Stop worrying that you are leaving your employees exposed and instead know you are providing sound, insightful, financial wellness that makes your employees feel smarter and safer.